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PSB Apna Ghar Top Up

PSB Apna Ghar Top Up


To offer additional amount of loan to the existing housing loan borrowers to meet their various personal requirements arising from time to time as top up loans against the residual value of the residential property mortgaged with the Bank.

The borrower can avail of the facility either as OD facility or Term Loan under this Scheme.

Eligibility The borrower should have a minimum repayment record of 24 months with our bank for the home loan, and the property financed should be completed and taken possession of.
Quantum of finance Maximum upto Rs 10 lacs subject to terms of the scheme.
Margin 25%
Rate of Interest Please click here For rate of interest
Security The value of property already charged to the Bank in Housing Loan.
Repayment Term Loan: The loan to be repaid by EMI during the currency of the existing Housing Loan.
Over Draft: Interest in the account would be served on monthly basis with monthly rests.
Processing charges Please click here For Processing fee
Guarantee As applicable to the Housing Loan Scheme of the Bank
For Hot Listing (Blocking)
ATM/Rupay Cards ATM/RuPay Card
(By SMS) 9223815844
For Debit Freeze Account
(By SMS) 8828837411
For Phone Banking Services
(By Call) 1800-22-1908
For Balance Enquiry
(By Missed Call) 7039035156 (Toll Free)
All India Toll Free 1800-419-8300