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Retail Loan Processing Charges

Sr. No

Retail Loan Schemes

Processing Charges + GST (additional)

1

PSB Housing Loan

Full Waiver of Processing Charges during Festival Bonanza Campaign period

2

PSB Housing Loan Top Up Scheme

One-Time:

Loans upto Rs. 10 Lac- @ 0.15% of the loan amount, subject to minimum of Rs. 1000/- and maximum of  Rs. 3750/-

3

PSB Auto Loan

 

Full waiver of processing charges for new Two Wheeler & Four Wheeler Vehicle Loans during Festival Bonanza Campaign period

4

IBA Model Education Loan Scheme

No processing / upfront charges may be levied on loans sanctioned under the scheme. Borrower to deposit Rs. 2000/- (for studies abroad) in lieu of Processing fee, in Saving account (to be kept under reserve, withdrawal thereof may be allowed to the borrower only after full availment of the loan. Otherwise the same be recovered as processing fee.

5

PSB Personal Loan Scheme for Salaried class & pensioners

One-Time:
1.00% of the loan amount.

6

Doctors Special Loan Scheme

One time:
0.25% of the loan amount upto Rs.50 lacs.

0.50% of the loan amount above Rs.50 lacs and upto Rs. 2 crore

7

Sukhmoney Scheme (Reverse Mortgage Scheme)

One time:
0.50% of the Loan amount subject to Maximum of Rs. 15,000.

8

PSB Commercial Vehicle Loan Scheme

One time:
1.00% of the loan amount
(Refund of entire Processing fee is available at the time of final payment provided borrower makes timely repayment of installments).

9

IBA Skill Loan Scheme

Nil

10

SB OD Scheme

Nil

11

PSB Excellence Education Loan Scheme for Premier Institutions (For students of IIMs, IITs and ISB (Hyderabad)

Nil

12

PSB Kisan Home Loan Scheme

Full Waiver of Processing Charges during Festival Bonanza Campaign period

13

PSB Mortgage Loan

For Term Loan:  @1% of the loan amount with Minimum of Rs.2000/-


For Overdraft Facility: @ 0.50% of limit sanctioned and to be collected on sanction and at the time of renewal every year.

14

PSB Vyapar Loan

For Term Loan/Working Capital Term loan:  @1% of the loan amount with Minimum of Rs.2000/-


For Overdraft Facility: @ 0.50% of limit sanctioned and to be collected on sanction and at the time of renewal every year.

15

PSB SME Liquid Plus

For Term Loan:  @1% of the loan amount with Minimum of Rs.2000/-


For Overdraft Facility: @ 0.50% of limit sanctioned and to be collected on sanction and at the time of renewal every year.

 


 

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