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Retail Loan Processing Charges

Sr. No

Retail Loan Schemes

Processing Charges + GST (additional)

1

PSB Apna Ghar

One Time:

 

S.No

Category

Charges

(i)

Loans up to Rs. 25 Lac

@ 0.15% on the loan amount , subject to minimum of Rs. 1000/- and maximum of Rs. 3750/-

(ii)

Loans above Rs. 25 Lac & upto Rs. 50 lac

@ 0.25% of the loan amount and maximum of Rs. 12500/- 

(iii)

Loans above Rs. 50 Lac & less than Rs. 75 lac

@ 0.25% of the loan amount  and maximum of Rs. 15000/- 

(iv)

Loans of Rs. 75 Lac & above

@ 0.25% of the loan amount 

2

PSB Apna Ghar Top Up 

One-Time:

Loans upto Rs. 10 Lac- @ 0.15% of the loan amount, subject to minimum of Rs. 1000/- and maximum of  Rs. 3750/-

3

PSB Apna Vahan

 

One Time:

Four Wheeler Loan: 0.25% on the loan amount ,subject to minimum of Rs.1000.00 and maximum of Rs.15000.00.

Two wheeler Loan: 0.25% on the loan amount, subject to  loan amount, subject to minimum of Rs.1000.00 and maximum no limit.

 Note: Processing Charge is waived for pensioners drawing pension through our Bank.

4

PSB Education Loan 

No processing / upfront charges may be levied on loans sanctioned under the scheme. Borrower to deposit Rs. 2000/- (for studies abroad) in lieu of Processing fee, in Saving account (to be kept under reserve, withdrawal thereof may be allowed to the borrower only after full availment of the loan. Otherwise the same be recovered as processing fee.

5

PSB Personal Loan 

One-Time:
1.00% of the loan amount.

6

PSB Doctors Special 

One time:
0.25% of the loan amount upto Rs.50 lacs.

0.50% of the loan amount above Rs.50 lacs and upto Rs. 2 crore

7

PSB Sukhmoney (Reverse Mortgage Scheme)

One time:
0.50% of the Loan amount subject to Maximum of Rs. 15,000.

8

PSB Commercial Vehicle 

One time:
1.00% of the loan amount

9

PSB Skill Education Loan

Nil

10

PSB SB OD Scheme

Nil

11

PSB Excellence Education Loan (For students of IIMs, IITs and ISB (Hyderabad)

Nil

12

PSB Kisan Home Loan 

One time:

0.15% on the loan amount, subject to minimum of Rs. 1000/- and maximum of Rs. 2000/-

13

PSB Mortgage

For Term Loan:  @1% of the loan amount with Minimum of Rs.2000/-


For Overdraft Facility: @ 0.50% of limit sanctioned and to be collected on sanction and at the time of renewal every year.

14

PSB Vyapar 

For Term Loan/Working Capital Term loan:  @1% of the loan amount with Minimum of Rs.2000/-


For Overdraft Facility: @ 0.50% of limit sanctioned and to be collected on sanction and at the time of renewal every year.

15

PSB SME Liquid Plus

For Term Loan:  @1% of the loan amount with Minimum of Rs.2000/-


For Overdraft Facility: @ 0.50% of limit sanctioned and to be collected on sanction and at the time of renewal every year.

16

PSB Contractor Plus

For Term Loan/Working Capital Term Loan:  @1% of the loan amount with Minimum of Rs.2000/-


For Overdraft Facility/BG: @ 0.50% of limit sanctioned and to be collected on sanction and at the time of renewal every year.

 


 

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