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PSB Personal Loan

Purpose Any genuine personal credit requirement. (Undertaking to be obtained from the applicant that the funds sanctioned by the Bank under the above Scheme would not be utilized for any speculative purpose).

Salaried Class

  • To Govt./PSU employees.
  • To Confirmed/Permanent/Regular Employees of other institutions.

Pension Class: Pensioners having their pension account with our Bank.


Minimum : 21 years


  • For Salaried Class : 60 years (Govt. /PSU)
  • For Salaried class (private) : 65 years
  • For Pensioners : upto 70 years
Quantum of Finance For Salaried Class For Pensioner
Up-to 18 times monthly net salary/1.5 times of Net Annual Income or Rs.3 lacs, whichever is less

Pensioners upto the age of 65 years -

Up-to 15 times monthly net pension or Rs.3 lacs, whichever is less

For Pensioners above the age of 65 years and upto the age of 70 years -

Up-to 10 times monthly net pension or Rs.1 Lac, whichever is less

Nature of Facility Term Loan
Rate of Interest Please click here For rate of interest
Processing fee Please click here For Processing fee
Repayment Maximum repayment period to be 60 months subject to maximum age criterion, whichever is earlier
Guarantee Third party/ mutual guarantee/ guarantee of spouse/ Major son
For Hot Listing (Blocking)
ATM/Rupay Cards ATM/RuPay Card
(By SMS) 9223815844
For Debit Freeze Account
(By SMS) 8828837411
For Phone Banking Services
(By Call) 1800-22-1908
For Balance Enquiry
(By Missed Call) 7039035156 (Toll Free)
All India Toll Free 1800-419-8300