# # #

PSB AAROGYAM

Purpose For financing various stakeholders engaged in healthcare activities for meeting their working capital requirement and acquisition of fixed assets..
Target Group Hospitals/ Nursing Homes, Manufacturers/Suppliers of healthcare products, Logistic firms, Diagnostic Centres, Importers of vaccines and Covid related drugs.etc.
Nature of Loan Term Loan, Cash Credit, Bank Guarantee, Letter of Credit.
Quantum of Loan
Minimum: Rs. 10 Lakhs
Maximum:
  • Metro Centers: Up to Rs. 100 Crores
  • Tier-I and Urban Centers: Up to Rs. 50 Crores
  • Tier-II to Tier-VI Centers: Up to Rs. 25 Crores
Margin Margin requirement upto facility of Rs. 2 Crores:
  • Term Loan - 25%
  • Cash Credit - 25% (Stocks)
  • Receivables: 40% (Cover period not beyond 90 days)
  • BG/LC – 25%
Collateral Security
  • Loans up to Rs. 2 Cr: NIL, if covered under CGTMSE.
  • Loans above Rs. 2 Cr to Rs. 100 Cr: 25% SARFAESI enabled tangible collateral security
ROI
EBLR Based RoI*:
  • 7.50% (If covered under ECLGS)
  • 8.00% (Upto Rs. 2 Crore/CGTMSE Coverage)
  • 8.50% (Beyond Rs. 2 Crore)