sb od

Purpose	To provide overdraft to the customer to enable him/her to meet the urgent Social obligation/requirement such as medical/educational expenses etc.
Eligibility	The permanent employee working with Central / State Government / PSUs/Reputed Public Limited Companies/All Corporate borrowers of our Bank/ MNCs/ Reputed Educational Institutions (Govt. recognized/ aided Schools/Colleges/ Universities/Research Institutes) / employee of those schools, colleges having school account with us/ PSB Staff. All existing account holders working with above offices or companies, upon their request, are eligible under the scheme. The account should be at least three months old, salary being credited in the account atleast for last 3 months. The account holder should have minimum 1 year of completed service and/or he should be permanent employee.
Minimum Balance	The account can be opened and maintained at Zero Balance. The account holder will be allowed to maintain the A/c even at zero balance as long as he/she is associated with that organization. In case of retirement, switch over to other organization, the account will be treated as regular savings bank account, wherein he/she will have to maintain the required minimum balance.(minimum balance charges)
Interest rate offered for credit balancet	As per the extant rates for Savings bank account
Passbook Facility	Available
Overdraft Facility	Limit of Overdraft : Up to Two months "Net Salary" Rate of Interest : Please click here For rate of interest Documents : As applicable to Clean overdraft facility Documentation Charges: Actual stamp paper charges Repayment : Next salary (ies) within a period of 6 months Review of facility : Every year Processing charges : Please click here For Processing fee

For Hot Listing (Blocking)
ATM/Rupay Cards ATM/RuPay Card
(By SMS) 9223815844

For Debit Freeze Account
(By SMS) 8828837411

For Phone Banking Services
(By Call) 1800-22-1908

For Balance Enquiry
(By Missed Call) 7039035156 (Toll Free)

All India Toll Free 1800-419-8300

Account Opening Forms Policies Interest Rates

Menu

PSB SB OD